A letter from the founder

For most people,
retirement no longer feels
guaranteed.

The traditional paths to financial security have eroded. Simply working hard is no longer enough. Long-term financial freedom increasingly depends on investing early, consistently, and intelligently — and letting time and compounding do the heavy lifting.

But the people who need this knowledge the most are often the least equipped to access it. Financial literacy is rarely taught where it matters. Schools don't prepare individuals to understand markets, risk, or how to build wealth over time. As a result, millions of people are left navigating one of the most important aspects of their lives without a system, a framework, or the right tools.

The gap isn't just access to information — it's the absence of guidance on how to think, decide, and act with confidence.

This is personal for us. We've seen firsthand what happens when hard-working families do everything right, yet still fall short of financial security because they were never given the knowledge or tools to invest effectively. It wasn't until much later that we began to understand what we should have been doing — and how different the outcome could have been with the right support earlier on.

Today, we're building Aero to help people make better decisions with their investment portfolios — to bring clarity, structure, and intelligence into how they invest. But our ambition goes beyond that. Long term, we aim to equip the next generation with both the education and the tools they need to build wealth from an early age — so that financial literacy isn't something people discover too late, but something they grow up understanding and acting on from the start.

Amrit Dhangal
Amrit Dhangal
Founder & CEO, Aero
Why this matters
56%
Most Americans are not on track for retirement.
56% of Americans have less than $10,000 saved for retirement — regardless of income level. The problem is not effort. It's the absence of a system and the knowledge to use it.
1 in 4
Adults have no retirement savings at all.
One in four American adults has saved nothing for retirement. Not a lack of income — a lack of guidance on where to start, what to buy, and how to think about the long term.
$0
Spent teaching investing in most K–12 schools.
Most K–12 curricula across the United States include zero hours of investment education. By the time people realize they needed this knowledge, years of compounding are already gone.
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